Being in a road accident can be (quite literally) a traumatic experience and it can be difficult to remain calm and collected immediately following the incident. However, if you don’t take the time to think through what you will say to the other driver, to your insurance company and any accident solicitors who may get involved then you might find yourself missing out on sorely needed road accident compensation.
Firstly, you shouldn’t apologise or admit that the accident was your fault even if you think it might have been. There may be factors you don’t know about or something might have happened that you remember later. Guilt can be determined during any investigations or negotiations; you don’t need to rush in to accepting it.
The first point relates to the other driver as well as any solicitors or insurers, but the rest of the advice is for your conversations with the latter two.
You should only give information that you are sure of. Attempting to guess about what may or may not have happened will not help you. Similar to guilt, any factors can be determined later on in the process and you do not want to harm your case later by giving information you’re not sure about now. Stick to the facts.
Don’t speculate about injuries you may have received either, nor should you say you’re not injured. The most common injury from road accidents is whiplash, which can take time to set in. Get examined by a doctor and give that information to the accident solicitors.
If this all seems like too much to remember, then at least bear one thing in mind: Stick to the facts and don’t speculate.